- Over 25 years of insuring UK musicians
- Up to £2,000 towards replacement hire*
- Up to £10m in optional public liability cover *subject to approved claim
- 87% of all claims approved
- All claims handled by our friendly UK team
- Get your own dedicated handler when you claim
Specialist musical instrument insurance from musicGuard
Insurance for instruments, DJ equipment and much more
At musicGuard, we provide specialist protection to musicians of all levels and their instruments, as well as DJ's and music teachers. Our music insurance can protect your instruments and equipment from accidental damage, theft and offer you Public Liability protection while you're performing.
WHAT’S INCLUDED WITH MUSICGUARD INSURANCE?
The benefits of cover from musicGuard
Whatever genre of music you’re into, we could help provide the cover you need. Our specialist insurance includes laptops and computers used for DJing and even your classic guitar collection. With musicGuard, we can protect your instruments for theft, accidental damage and liability claims made against you and much more.
Find out What’s covered with musicGuard
What musical instruments are covered with musicGuard?
Brass Instruments
Pay monthly to protect brass instruments at no extra cost
The benefits of cover from musicGuard
What are the policy benefits of musical insurance?
No musician wants to end the show early. With specialist insurance for your musical instruments and equipment, you can make sure that you’re protected if something goes wrong. Our music insurance includes replacement instruments and equipment as well as up to £1million in Public Liability cover as standard. So, tune in and let these policy benefits strike a chord with you.
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Up to £1m Public Liability cover
Got an exciting gig lined up?
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£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
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30 days Global Travel Cover
Got a gig overseas or away on holiday?
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Equipment Cover
Want to protect your instruments?
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£2,000 Equipment Hire
Making a claim with us and still need an instrument?
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In-Vehicle Cover
Worried about your equipment while it’s in the car?
Policy benefits for musical instrument and equipment insurance
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£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
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Loss of Earnings
Had an accident that’s keeping you from performing?
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New for Old Cover
If disaster strikes, why should you lose out?
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Optional £5m or £10m Public Liability for you and your band mates
Accidents can happen, especially when you’re performing
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Optional Global Travel Cover
30 days of travel cover not enough?
Cover for professional and amateur musicians
Insurance for all musicians
Whether you’re an amateur musician, a professional or a music teacher, our cover has been designed to help all musicians. Protect yourself against expensive repair or replacement costs with specialist music insurance for your instruments and equipment.
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Amateur musicians
Your hobby doesn’t need to be stressful
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DJs
Specialist cover for DJs and DJ equipment
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Music teachers
We’ve done our homework so you don't have to
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Professional musicians
Cover to protect you in the studio or in public
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Semi-professional musicians
Insurance for every section of the orchestra and each member of the band
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Student musicians
Protect your instruments away from home
Music equipment insurance from musicGuard
Cover for your DJ equipment
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Equipment Cover
Own a lot of different DJ equipment?
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In-Vehicle Cover
Worried about travelling to and from gigs?
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£2,000 DJ Equipment Hire
Need replacement DJ equipment after making a claim?
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Optional £5m or £10m Public Liability for DJ's and those that support you
Got a string of DJ bookings coming up?
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£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
Professional musician insurance
Great protection for professionals
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Equipment Cover
Your instruments are your livelihood
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£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
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In-Vehicle Cover
Theft can hit you hard
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Loss of Earnings
Get protection for your earnings
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Optional £5m or £10m Public Liability for you and your band mates
Accidents can happen, especially when you’re performing
Making a claim with musicGuard
We’ve made making a claim so easy
If you've suffered damage to or theft of your musical equipment, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly and get you back making music again. Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.
1. Call the police
If you’ve been the victim of theft or malicious damage, your first port of call should be to inform the police.
2. Contact our claims team
Contact our in-house UK team to make your claim.
You can call us on: 0333 004 1999 to get started, or alternatively, you can email us with details of your claim at: claims@guardcover.co.uk
3. Make your claim
We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.
musicGuard customers say this...
We pride ourselves on delivering a personal service to every musician that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.
Read our latest articles and guides
From guitars to keyboards, amateur musicians to preforming bands. We cover almost everything music related in our articles and guides, including what the latest trends and industry updates are.
